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How Does Financing work?

At Checkout, Select PayBright

Add products to your cart as usual and Select PayBright as the payment method. You will then be redirected to PayBright to complete the process.

Get Approved

Complete an easy PayBright online Application and get approved instantly. Confirm your payment plan with PayBright and return to KB Rugs to complete your order.

Enjoy Your Purchase

Make 12 or 24 months plan on monthly payments. Interest Free at 0% while you enjoy your new Rug. Once your order is completed. You will receive a confirmation email with all the details of your order and your financing plan.

frequently asked questions

PayBright is Canada’s leading installment payment platform, providing shoppers with buy now, pay later solutions at their favourite retailers, both in-store and online. By selecting PayBright as a payment method at checkout, customers can enjoy their purchase immediately, while spreading their payments over time.
1.Select PayBright at checkout: Shop at KBRugs and add items to your cart as usual, select PayBright Financing at the Checkout.

2. Complete PayBright’s easy online application and get an instant approval decision.

3. Make 12 to 24 monthly payments to PayBright and Fall in love with your new Area rug.

Are there requirements to use PayBright?
Yes. You’ll need:
 ●To be 18+ years old
 ●To be a resident of Canada
 ●Depending on the plan you select, options include a Canadian bank account, or a Visa/Mastercard credit/debit card. Your debit card must have the Visa or Mastercard logo
 ●An SMS-capable Canadian phone number
 ●To meet the minimum cart size required to use PayBright as a payment option at checkout
How do I make my payments?
At checkout, you will set up convenient, pre-authorized monthly payments that will be debited/charged to your Canadian bank account, or a Visa/Mastercard credit/debit card.
How do returns work if I paid using PayBright?
Purchases made using PayBright are subject to KB Rugs standard return policy. Any returns will be processed by Kb Rugs, and your PayBright balance will be reduced, cancelled, or refunded accordingly. If the KB Rugs has provided a refund to you via a gift card, you must continue repaying your installment plan in full. For information on returns, review KB Rugs return policy.
How can I track my payments/access my PayBright account?
Your login details to access your PayBright account are in the confirmation email sent to you when you first completed your transaction. Can't find the details? Please contact the PayBright team.

The Fineprint

*Monthly payment amounts, interest, and loan terms may depend on your personal credit profile. Some conditions apply. All transactions are subject to approval by PayBright.
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